Total Revenue
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Agent Costs (TCE)
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Overhead Costs
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Net Profit / Loss
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Gross Margin
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Headcount
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Active agents
Avg Salary
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Per agent / month
Avg GM per Agent
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(Turnover − TCE) ÷ headcount
Overhead % of Revenue
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Lower is better
Break-Even Revenue
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Total UIF
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Employee contributions
Total SDL
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Skills Dev. Levy (1%)
📈 Client Performance
| Client | Agents | Turnover (GBP) | Agent Cost (GBP) | Gross Margin | GM % | Rev / Head | Cost / Head |
|---|
🏢 Overhead by Category
💧 P&L Waterfall (GBP)
P&L Report
| AGENT TOTALS | Gross Pay | UIF | SDL | TCE (GBP) | Turnover (GBP) | Gross Margin (GBP) | GM % | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|
Recurring Overhead Costs
| Description | Category | Amount |
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Clients
| Name | Status | Actions |
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Agents / Employees
| # | Client | Name | Gross Pay | UIF | SDL | TCE | Actions |
|---|
Contract Values (GBP)
Enter the recurring monthly contract value per client. ZAR equivalent shown live at current rate.
| Client | Contract Value (GBP) | ≈ ZAR |
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Recurring Overhead Costs
All amounts in ZAR. GBP equivalent is calculated live using the current exchange rate.
| Description | Category | Amount | Active | Actions |
|---|
💰 Working Capital Calculator
Based on monthly turnover. Pre-filled from current total contract values.
How it works
Turnover ≤ £20,000→ £20,000 working capital required
£20,000 – £100,000→ slides linearly from £20,000 down to £0
Turnover = £100,000→ £0 (break-even, no capital needed)
£100,000 – £200,000→ capital repayment, slides from £0 to −£20,000